They say it takes a few weeks to form a new habit. Are we so set in our new ways that changing back to our old ways will be hard? Will we miss some things about these times, fondly looking back at Zoom meetings and working from home? Is anyone worried about what may be permanent changes to our lives and what that means? (Like large gatherings being a thing of the past. Only flying in case of an emergency. Avoiding elevators, waiting rooms, and movies.) It seems like we may be turning a corner and heading toward better days ahead, does that mean many who received breaks on payments will be facing big balloon payments and financial ruin?